Mercari Fees in 2026: How Much Does Mercari Take?
Short answer: Mercari takes a flat 10% selling fee from sellers — and in 2026 there's no separate processing fee on top. Here's the full breakdown, a free calculator, and how it stacks up against the competition.
If you sell on Mercari, the math is refreshingly simple compared to most resale platforms. There's one headline number you need to remember — 10% — and a few details around it that decide exactly what lands in your bank account. This guide walks through all of it, with a calculator so you can plug in your own numbers in seconds.
The Mercari fee breakdown (2026)
As of 2026, here's what Mercari charges you, the seller:
| Fee | Amount | Charged on |
|---|---|---|
| Selling fee | 10% (flat) | Item price + buyer-paid shipping |
| Payment processing fee | $0.00 | Removed — no longer charged |
| Direct-deposit withdrawal | Free | Bank transfer of your balance |
That's it for seller costs. The flat 10% is applied to the combined total of the item price and the shipping the buyer paid — a rule that applies to listings created or updated on or after January 6, 2025. So if a buyer pays for shipping, that shipping amount is part of the base the 10% is calculated on. The old 2.9% + $0.50 payment-processing fee that used to stack on top? It's gone. And withdrawing your money to your bank via direct deposit costs nothing.
The 2024 zero-fee experiment, and why it's 10% again
Mercari's fee history confused a lot of sellers, so let's clear it up. In 2024, Mercari briefly switched to a zero-seller-fee model — sellers kept 100% of the item price, and the costs were shifted onto buyers. It was a bold move, but it didn't stick.
In January 2025, Mercari brought back the flat 10% selling fee. The silver lining: they kept the separate payment-processing fees removed. So today's structure is essentially "10% and nothing else" rather than the older "10% plus 2.9% plus $0.50" layered model. For sellers, that's simpler and, on most transactions, cheaper than the pre-2024 setup.
Mercari fee calculator
Enter your item price, the shipping the buyer pays, and what the item cost you. The calculator applies Mercari's flat 10% fee and shows your real take-home.
Estimate only. Mercari's 10% fee applies to item price + buyer-paid shipping. Buyer Protection fee is paid by the buyer and is not deducted here.
A worked example
Say you list a jacket for $40 and the buyer pays $6 shipping. The jacket cost you $8 at a thrift store.
- Gross the fee applies to: $40 + $6 = $46
- Mercari's 10% selling fee: $46 × 10% = $4.60
- Payout from Mercari: $46 − $4.60 = $41.40
- Subtract your $8 cost of goods: $41.40 − $8 = $33.40 profit
That $33.40 is yours, and the direct-deposit withdrawal to your bank is free. No processing fee chips away at it.
What about the Buyer Protection fee?
Here's a point that trips sellers up. Mercari also charges a Buyer Protection fee of about 3.6% on the item plus shipping — but this is paid by the buyer, not you. It does not reduce your payout.
Why should you care? Because it raises the buyer's total at checkout. On that $46 order, the buyer pays roughly an extra $1.66 in Buyer Protection, so their total is around $47.66. Knowing this helps you price competitively — the buyer's "real" cost is a bit higher than your sticker price, even though none of that 3.6% lands in your pocket or comes out of your payout.
Mercari vs Poshmark, Depop & eBay
Mercari's flat 10% is one of the leaner fee structures in resale. Here's how the major platforms compare on seller fees:
| Platform | Seller fee |
|---|---|
| Mercari | 10% flat (no processing fee) |
| Poshmark | $2.95 flat under $15; 20% at $15+ |
| Depop (US) | $0 selling fee + 3.3% + $0.45 payment fee |
| eBay | ~13.35% + $0.40 per order |
On a $40 item, Mercari's 10% ($4 on the item alone) undercuts Poshmark's 20% ($8) and eBay's ~13.35% comfortably. Depop edges it on low-priced items thanks to no base selling fee, but Mercari's single flat rate is easy to predict at any price point. Want a true apples-to-apples view across platforms for your specific item? Run it through our reseller profit calculator.
Get the $9 Reseller Profit & Inventory Tracker →Keep more of your money
Mercari already keeps fees low, so the bigger wins come from how you run your shop. A few that consistently move the needle:
- Price the fee in, not the panic. Since the 10% is predictable, build it into your list price from the start rather than discounting in a hurry later.
- Mind the shipping math. The 10% applies to buyer-paid shipping too, so overcharging shipping doesn't escape the fee — set shipping to your real cost and keep the item price where the value is.
- Use free direct deposit. There's no fee to move your balance to your bank, so there's no reason to leave money sitting in the app.
- Track cost of goods religiously. Your take-home is only as accurate as your recorded item cost. Knowing true per-item profit tells you what to restock and what to stop buying.
That last point is where most resellers leak money — not to platform fees, but to fuzzy bookkeeping. Our Reseller Profit & Inventory Tracker logs cost of goods, fees, and shipping per item across Mercari, Poshmark, Depop and eBay, so you always know your real margin. Or grab the full bundle and get every tool we make.
Get the $14 complete bundle →The bottom line
In 2026, Mercari takes a flat 10% of your item price plus buyer-paid shipping, with no processing fee and free withdrawals. The Buyer Protection fee (~3.6%) is a buyer cost, not yours. Compared to Poshmark and eBay, that's a friendly rate — keep your bookkeeping tight and you'll keep most of what you earn. For more fee breakdowns, head back to Reseller Tools.